We’ve been dreading today. We have always paid our bills. A few times late with a credit card payment. But, never, never miss a mortgage payment. We have decided not to pay our mortgage today. We just can’t afford it anymore. Ed called me today from work. He asked me if we really wanted to do this. I said, no, but we both agreed we didn’t have any choice. We are out of money. For the first time ever, we do not pay our mortgage.