This is the chronicle of one family’s fall from grace financially.  We are a middle class family who have made some good decisions and some bad ones, but they were decisions that we felt we had to make at the time knowing that the consequences may not be the best in the long run.  Don’t judge us too harshly, because if you haven’t walked in our shoes, you have no idea what we’ve been through.

Who we are:

Ed – hardworking Husband
Janet – full-time Wife and Mother, part-time employee
Our children – the greatest kids we could ever have

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